Bert Ely, Deals and you will Financing Drama, This new To the level Encyclopedia out-of Business economics, 2008, (accessed )
44″> payday loans Milford City no credit check online At the time of 2004, this new head pricing so you’re able to government taxpayers on resolution of the coupons and financing crisis of later 1980s was $124 million, a price one to excludes the fresh new 10s of billions of cash taxed so you can financially solvent representative FHLB financing and bank institutions in government resolution.
45″> Wayne Passmore, Shane Yards. Sherlund, and Gillian Burgess, The outcome from Homes Government-Backed Businesses into Home loan Pricing, A house Economics, Vol. 33, Zero. step three (), pp. 427463, and Alex Kaufman, The fresh new Dictate from Fannie and you may Freddie to the Real estate loan Conditions, A home Business economics, Vol. 42, No. dos (2014), pp. 472496.
46″> Karsten Jeske, Dirk Krueger, and you may Kurt Mitman, Casing, Financial Bailout Pledges, and the Macro Benefit, Preprint published to Journal regarding Financial Business economics, ,
Regarding the secondary markets, Federal national mortgage association are subscribed so you’re able to run operations and create liquidity to have home-based mortgage loans eligible (and you can, because the revised) underneath the National Homes Act, which means that this activity was concerned about home loans covered by the fresh new FHA and you may from home loan program based having armed forces experts
47″> These types of reforms assume that there are no certified mortgage (QM) standards, no certified residential home loan (QRM) standards, or any other federal regulations based on requirements to possess mortgage loans when you look at the the brand new (current) conventional mortgage finance system. More